Southern Bank is a community-focused financial institution serving customers in Arkansas, Illinois, Kansas, and Missouri. Guided by the promise “From Here, We Can Do Anything,” it combines hometown service with resources designed to help people and businesses manage their finances and pursue their goals.

For personal customers, Southern Bank offers checking and savings accounts, money market accounts, certificates of deposit, and high-yield savings. Lending options include mortgages, refinancing, home equity, auto and recreational vehicle loans, deposit-secured loans, and credit cards. Online and mobile banking, digital money-management tools, Zelle, and branch and ATM services help customers access and manage their accounts.

Businesses can choose business accounts, credit cards, cash management, remote deposit capture, and merchant services, as well as financing for agriculture, small businesses, working capital, real estate, and equipment. The bank also serves public entities and provides business payment and account services.

Through Southern Wealth & Insurance, the organization offers financial advisory, wealth and trust, and insurance services.