BavariaDirekt

BavariaDirekt is a direct insurance provider within the Sparkassen-Finanzgruppe, offering a range of personal insurance products through online services. The company says it has operated for 15 years and has completed more than one million contracts. Its approach emphasizes straightforward policies, competitive pricing and digital convenience, with customers able to calculate quotes, buy coverage and manage contracts online.

Its offerings include motor insurance, including cover for electric cars and classic vehicles; private and family liability; household contents and residential building insurance; legal expenses; and cyber protection. Customers can also find coverage for dogs, horses and other pets, as well as supplementary health products covering care, alternative practitioners, dental treatment, hospital stays, and hearing, vision and preventive care. Travel products include cancellation and international medical insurance.

BavariaDirekt provides online claims reporting, claim tracking, service forms and workshop support, alongside customer contact and contract-management services. The company states that it offers a 24-hour emergency hotline and is available around the clock for claims. Its website also features insurance information and a magazine.