Bay State Bank

Bay State Bank is a community bank serving Worcester and the surrounding area since 1895. Guided by the idea that people are better together, it offers personal and business banking with a focus on attentive service and local community connections. Personal banking options include checking and savings accounts, money market accounts, certificates of deposit and IRAs, digital wallets, and mobile banking. Customers can also access home loans, first-time homebuyer financing, home equity lines and loans, consumer loans, Mass Save HEAT® loans, and personal credit cards.

For businesses, Bay State Bank provides checking and savings accounts, treasury management solutions, commercial and small business loans, and business credit cards. Its digital tools and resources help customers manage money, find ATMs, learn about rates, and access financial empowerment guidance. The bank also shares small business resources and information about fraud prevention, and supports local communities through its community support and foundation initiatives. Whether helping customers pursue a home purchase, manage everyday finances, or grow a business, Bay State Bank combines a broad range of banking services with a community-oriented approach.