Beacon Financial Advisors is a fee-only financial planning firm based in Kansas City, Missouri, serving individuals across a range of income and asset levels. Led by Kristine McKinley, a Certified Financial Planner and CPA, the firm provides independent advice on an hourly, as-needed basis. Its approach is designed in particular for self-directed clients who want a professional second opinion, plan validation, or help with a specific financial decision. Because the firm is paid only for its advice, it does not earn commissions from financial products, and it states that it acts as a fiduciary, putting clients’ interests first.

Beacon’s services include comprehensive financial planning, retirement strategies, tax planning and preparation, financial checkups, and investment guidance focused on low-cost strategies. Clients may seek help with retirement timing, Social Security decisions, managing assets in retirement, income taxes, Roth IRA conversions, Medicare premium surcharges, home purchases, saving and investing, or education costs. Engagements can be one-time projects or ongoing advice. Beacon Financial Advisors is registered as an investment adviser in Missouri and Kansas.