Beyond Financial Planning, LLC is a Bethesda, Maryland-based financial planning firm serving people aged 50 and older who are nearing or living in retirement from federal government service. The firm specializes in the needs of federal employees and retirees and describes its approach as fiduciary, putting clients’ interests first. Its fee-based, transparent model is centered on explaining financial strategies and providing guidance rather than promoting specific products.

The firm offers financial planning and wealth management services tailored to clients’ goals. Areas of focus include investment management and asset allocation, tax planning and reduction, risk management, estate planning, and planning for Social Security, Medicare, and FEHB benefits. Beyond Financial Planning also helps clients consider federal benefits and retirement resources, including the Thrift Savings Plan. Prospective clients can request a free financial assessment or a no-obligation consultation to discuss whether the firm is a good fit. Founded by Michael Bready, the independent advisory firm aims to help individuals and families build and preserve wealth through retirement.