Bibanca is a bank belonging to the BPER Banca Group and specializing in consumer credit. It helps customers find financing suited to their needs, with a focus on clear information, professional guidance and a service designed around individual projects. Its main offering is cessione del quinto, a loan repaid through deductions from a salary or pension, with options for pensioners and public- and private-sector employees. Bibanca also provides personal loans and delegation-of-payment financing for customers seeking additional funds.

Other solutions include Quicash, a credit reserve for employees and businesses that replenishes as instalments are repaid, and Quipass, which helps eligible self-employed professionals regularize pension contributions. The bank also offers welfare solutions for employers and employees. Customers can explore financing for projects such as home renovation, energy efficiency, education, travel, vehicles and debt consolidation, and request a tailored estimate or consultation online, remotely or in person. Bibanca provides customer support, information on credit and transparency, and an Italian Sign Language service.