BNI Angola is an Angolan bank that describes itself as modern, agile, and close to its customers, serving both individuals and businesses through professional banking relationships. Its offerings cover personal, private, corporate, micro, small and medium enterprise, and banking-agent customers. Individuals can access current and salary accounts, public-sector employee accounts, term deposits, Multicaixa and Visa cards, credit cards, and loans for salary needs, vehicles, housing, and other purposes. The bank also provides services such as safe-deposit box rental, bill and tax payments, account debit authorisations, alerts, cash withdrawals, and money transfers, including requests for international transfers.

BNI Net, available through internet banking and an app, lets customers manage accounts and conduct banking remotely, while online account opening and security information support convenient, safer access. The website also offers exchange-rate information and customer support by phone, email, and contact form. Through partners, BNI presents insurance, travel advice, and microcredit options for individuals and smaller businesses. It also publishes market, financial, and customer information.