Budgera is an independent web client created for users of Dzen-money, bringing the personal finance service to a convenient browser interface. It helps users review their finances on a larger screen by bringing together information from their Dzen-money accounts, analyzing spending, and supporting budget planning. Existing Dzen-money users can sign in with their current account; Budgera says their data, accounts, and categories synchronize through the official API.

The service offers tools to create and edit transactions, including smart entry with mathematical expressions and detailed payment settings. Users can organize categories and merchants, as well as assign them to multiple transactions at once. Charts of income and expenses provide a clearer view of financial habits and overall spending. Budgera also supports viewing transaction histories and working with finances in different currencies, according to user feedback featured on its site.

Budgera runs in a browser on computers, tablets, and smartphones, without requiring a separate app.