Budget Bae

Budget Bae is a credit and financial education brand founded by Coach Misty, a credit strategist. It helps women understand their credit reports, address inaccurate or outdated information, and build financial confidence through structured, one-time services rather than monthly-fee programs. Its education-first approach emphasizes clear explanations, transparent processes, and realistic expectations; the brand does not promise specific credit score outcomes or timelines.

Services include credit reviews ranging from a single-bureau Essential Review to a three-cycle Complete Profile Alignment, as well as three-bureau credit repair, credit profile reviews, and mortgage readiness guidance. The process includes reviewing a client’s report, assessing eligible items, preparing and tracking correspondence, and providing a completion summary with a personalized next-steps roadmap. Clients can follow the process through a secure portal. Budget Bae also offers a free guide and credit audit for those exploring their options. Its resources are intended to help women prepare for a mortgage, auto loan, or lease and make more informed decisions about their financial future.