Budgey

Budgey is a paycheck-focused budgeting app designed to help people see what they can spend with confidence. Rather than centering on a bank balance, it shows what remains from the current paycheck, along with the amounts available in individual spending categories. Budgey is available on iPhone, Android, and the web, with one budget that syncs across devices.

The app offers expense tracking with live bank and card sync, automatic transaction filing, subscription detection, paycheck reports, savings goals, and shared budgets for partners, roommates, or families. It can also turn credit cards and loans into payoff goals, track progress, and provide payment reminders. BaoBot, Budgey’s built-in AI assistant, responds to plain-language requests such as checking available funds or adding a transaction. The service also supports connecting compatible AI agents through an MCP server.

Budgey offers Core and Plus subscriptions. Core includes sync for one bank or card, while Plus supports multiple banks or budgets. Both plans include budget sharing and access across supported platforms, and subscriptions can be canceled anytime.