Byzance is a French wealth-management platform that aims to make services traditionally associated with private banking accessible to more people. Using digital tools and AI-enhanced quantitative analysis, it helps individuals understand their finances, assess investment costs and performance, and make informed decisions aligned with their goals and risk profile.

The platform brings financial accounts, investments, property and cash together in a consolidated wealth overview. It analyses portfolios for factors such as fees, risk, diversification and performance, then provides tailored recommendations. Its investment process considers the appropriate account or tax wrapper, builds a diversified asset allocation and selects investment products based on factors including costs and consistency.

Byzance offers life insurance and a retirement savings plan (PER), alongside portfolio simulations and access to an adviser. The company also provides services for accountants and wealth advisers, supporting them in assisting their own clients. Byzance presents its approach as transparent and digitally managed, with an annual management fee stated as 1% of assets under management.