Campbell Financial Advisory is a fee-based fiduciary registered investment advisor based in Arkansas, specializing in retirement income planning for people within ten years of retirement. The firm helps clients consider decisions involving Social Security, Medicare, Roth conversions, mortgage payoff, market downturns, and financial security for a spouse. Its process begins with a Retirement Readiness Review, which organizes income, expenses, assets, and debt; clarifies future goals and assumptions; and tests the current retirement plan against alternatives.

Clients receive a step-by-step action plan to guide their decisions, supported by planning tools that illustrate potential outcomes before real-world changes are made. The review starts at $1,800 and covers the initial 60-day planning period. Ongoing help with implementation and monitoring is available from $350 per month.

Campbell Financial Advisory works with clients entirely virtually and does not require them to transfer investments or purchase financial products. When appropriate, investment management and insurance services are also available through affiliated companies. The firm’s stated approach emphasizes clarity and informed decision-making before discussing investment strategies or products