Canadian Mortgage App

The Canadian Mortgage App (CMA) is a mortgage-planning platform developed by Bendigi Technologies, a Toronto-based technology company. Used by more than one million Canadians, it helps home buyers and owners explore costs, compare options and make more informed financial decisions. Its free mobile app offers tools for estimating mortgage payments, checking rates, assessing affordability and completing a mortgage stress test. Users can also calculate required income, debt-service ratios, closing costs and land transfer taxes, compare mortgage scenarios, and explore renewals and refinancing.

CMA also serves mortgage brokers and real estate professionals through CMA PRO and related products. These include branded client apps, pre-qualification and refinance tools, comparison features, live reports, website calculators, property financing sheets, lead-generation programs and mortgage APIs. The platform connects consumers with mortgage brokers and real estate professionals on its app when they need support. Bendigi Technologies says security and compliance are priorities, with automated monitoring used to track risks and identify gaps.