Canopy Financial Solutions is an independent, North Carolina-registered investment adviser and fiduciary based in Sanford, serving clients across North Carolina and the United States through a virtual-first model. Founded by Zeke Kelly, ChFC® and FRC®, the firm provides coordinated wealth management for individuals, families, professionals, federal employees, military personnel, and small-business owners. Its approach is personalized, with portfolios managed in-house and strategies shaped by each client’s goals, risk profile, timeline, tax considerations, and account needs.

Services include investment management, financial planning and consulting, insurance solutions, and estate-planning coordination. Planning support addresses retirement transitions, income, rollovers, employee benefits, personal finances, and business-owner needs. Insurance reviews and strategies are designed to help protect clients’ income, families, assets, and businesses while complementing their broader plans. For legal matters, Canopy coordinates with Brick City Law on services such as wills, trusts, powers of attorney, and business planning. The firm also brings experience with federal benefits, including FERS, CSRS, and TSP decisions, as well as military retirement and related benefits.