Capstone Microfinance Bank Limited is a State Licensed Microfinance Bank operating in Lagos State, Nigeria. We have been approved by the Central Bank of Nigeria to provide financial services and support to the small and medium enterprises, as well as the active poor in our community. Our mission is to financially empower these individuals and businesses, helping them achieve their dreams and alleviate poverty.

We are committed to the highest ethical standards, with integrity and fairness serving as our guiding principles. Through innovation, we create impactful products, services, and processes that meet the specific needs of our target market. Our leadership team is dedicated to positively influencing our environment, while our teamwork ensures effective collaboration with stakeholders.

Our target market comprises the active poor, especially women, living in urban and semi-urban areas of Lagos State. We also cater to micro entrepreneurs and small-scale business owners. Over the years, we have disbursed loans of over N2.5 billion to more than 28,000 customers with a customer base of over 35,000. Our low Portfolio-At-Risk (PAR) of less than 1.2% demonstrates our commitment to quality financial services.

We have achieved significant milestones in our journey, including empowering over 28,000 active poor individuals, introducing health insurance to 3,000 families, and providing training to over 4,000 women in various vocational skills. Additionally, we have partnered with various associations and organizations to provide seed capital for startups, and we have received recognition from IFAD/CBN for our outstanding implementation of a rural business plan.

At Capstone Microfinance Bank, we are dedicated to making a positive impact in our community and are proud to be a reference point in poverty alleviation and microfinance service delivery.