Cardtokens is a leading brand in the field of secure payments as a service. With Scheme Tokenization, they offer a seamless payment experience, eliminating the need for physical cards. By using Scheme Tokens, merchants can enjoy higher approval rates, lower costs, and increased conversion rates.

As a Scheme Token aggregator, Cardtokens supports Scheme Tokenization through VISA and Mastercard. Their platform is scheme agnostic, allowing access to tokenization services from various schemes without the need for separate integrations. With Card Updater, tokens are automatically kept up to date, reducing network costs and improving customer service.

Using tokens instead of the PAN in a transaction results in higher approval rates, lower fraud rates, and more flexibility. Cardtokens also offers simple and robust APIs, improving user experience by providing composite card art assets for display on merchant websites. They notify users promptly of any changes in token states, ensuring a secure and efficient transaction process.

Try Cardtokens for free in their test environment and experience the benefits of scheme tokenization with a single, API-based integration