Carter Bank & Trust, the second largest community bank in Virginia, has been providing a tradition of care since 1974. With over 100 locations across VA and NC, we offer lifetime free checking to ensure your banking needs are met conveniently. Our commitment to our customers and communities is unwavering, and we take pride in delivering personalized service.

At Carter Bank & Trust, we offer a comprehensive range of personal banking products and services. These include checking accounts, money market accounts, certificates of deposit, Christmas club accounts, individual retirement accounts, and savings accounts. We also provide convenient services such as online and mobile banking, eStatements, ATM locator, bill payment, card valet, check orders, credit cards, debit cards, and wire transfers.

With our variety of products and services, managing your finances has never been easier. For businesses, we offer a range of checking accounts, money market accounts, certificates of deposit, and savings accounts. Additionally, our business services include online and mobile banking, eStatements, ATM locator, bill payment, card valet, credit cards, debit cards, insurance, safe deposit boxes, wire transfers, and various loan options.

At Carter Bank & Trust, our mission is to make banking convenient, reliable, and tailored to your needs. Join us and experience the difference of personalized banking today