Cascade Financial is an independent advisory practice in Wooster, Ohio, serving families whose financial lives have become too complex to manage without coordinated planning. Deliberately small, the firm works directly with founder James Lepore, a FINRA Series 7 and 66 professional, through each question, review, and decision. Its approach centers on identifying, naming, and quantifying financial risks, then helping clients decide whether to transfer or retain them.

The firm’s proprietary Cascade Strategy examines a family’s financial life across ten areas, including expenses, cash, income, insurance, growth, illiquid assets, and risk capital. Its work is designed for business owners approaching a transition, families with complex holdings, and households entering retirement. Each engagement has a defined scope, timeline, and fee quoted in advance. Clients receive a complete written analysis with identified gaps and recommendations, typically within ninety days, and can keep and use the deliverable whether or not they invest through the firm. Securities and advisory services are offered through LPL Financial.