Cash Muncher is a payment-tracking tool designed to help people keep track of recurring expenses and avoid being caught out by renewals. It brings subscriptions and other regular payments together in a single view, with options to record each payment’s name, cost, billing cycle, next payment date, type, and category. Supported payment types include subscriptions, household bills, loans and finance, insurance, pensions and savings, memberships, utilities, rent or mortgage, and other recurring expenses.

Users can review monthly and yearly outgoings, see what is due soon, and view upcoming payments in a calendar. Cash Muncher also offers renewal reminders, payment alerts, savings history, and spending insights. Notifications can be enabled and tested, while reminders can be set for preset intervals or a specific date. Payments can be marked active or cancelled, and the app includes controls to delete stored data from the device.

Cash Muncher Premium is presented as a one-time £9.99 purchase, with unlimited regular payments and access to its tracking and planning features, rather than a monthly subscription.