Cashspend is a personal finance platform designed to help people understand what they can afford today. It brings bank accounts, cards, cryptocurrency and upcoming bills together to estimate a trusted daily spending amount. Users can check a purchase against their available funds, with bills due before payday already set aside and the remaining budget spread across the days until payday.

The service also includes a debt planner with snowball and avalanche repayment approaches, showing projected payoff timing and potential interest savings. Its net worth tools can include a home, retirement savings, a car, cryptocurrency, precious metals and Pokémon cards, with values sourced or updated as described for each asset. Crypto wallets are watch-only, so private keys are not required.

Cashspend says household information is encrypted, supports authenticator-app sign-in, and provides read-only bank access. It states that it does not sell data or show ads, and users can export their information or delete their account. One plan costs $9 per month and includes a 14-day free trial with no card required.