Catena is a banking and governance platform designed to help AI agents use money while keeping people in control. It provides a trust layer for agentic finance, enabling organizations to assign each agent a verifiable identity, set deterministic policies for financial activity, and review actions through audit trails. Teams define the rules and approval requirements; agents carry out permitted tasks within those boundaries.

Catena’s financial capabilities include managing accounts and moving funds between them, sending and receiving payments by card, ACH, wire, or stablecoin, and generating yield on idle assets and corporate treasury funds. The platform supports use cases such as paying global contractors, purchasing data, settling vendor invoices, managing liquidity, and coordinating procurement with suppliers. Agents can interact with Catena through its MCP server, skills, API, and command-line interface. Humans can manage policies and approvals through a personal agent or web console. Catena positions its services as composable financial tools for organizations seeking to delegate operational tasks to AI agents with oversight and control.