The Servicio de Cesantía de la Policía Nacional (SCPN) is an Ecuadorian institution serving members of the National Police. Its mission is to manage police officers’ contributions and provide reliable financial services and benefits, including cesantía payments or the return of contributions for eligible personnel entering retirement after more than 20 years of service. The organization also offers a range of loans designed around members’ financial needs.

Its products include emergency, fixed-term, ordinary, extraordinary, educational, debt-consolidation and vehicle-backed loans, with stated maximum amounts ranging from USD 8,000 to USD 40,000. Some options are linked to members’ contributions, and certain debt-consolidation or extraordinary loans may require a guarantor. SCPN provides online account and mobile app access, appointment scheduling for payment documents, and guidance on claiming benefits.

It also publishes financial indicators, actuarial studies, governance information, regulations and service updates. Through institutional agreements and insurance arrangements for vehicle and mortgage-backed credit operations, SCPN supports its members with financial and related services