Chase UK is a digital banking brand operated by J.P. Morgan Europe Limited, offering everyday banking and money management through the Chase app. Eligible UK residents aged 18 or over can apply for a free current account, subject to requirements including a smartphone, UK mobile number and credit history criteria. Customers can use in-app insights to follow their spending and savings, access 24/7 support, and spend abroad without charges from Chase. The brand also offers a numberless card and a switching service through the Current Account Switch Service.

Current account customers can open a saver account, set savings goals and add money when they choose. Eligible customers may earn up to £20 a month in cashback on qualifying debit or credit card purchases, subject to terms and criteria. Through the app, customers can also access J.P. Morgan Personal Investing to manage investments and receive support from a team of experts. Investment products carry risk, and capital is at risk; they are not guaranteed by Chase.