Chong Hing Bank is a Hong Kong bank serving individual, private banking and business customers with a broad range of financial services. Its personal banking products include Hong Kong dollar and foreign currency savings, current and time deposit accounts, RMB services, payroll accounts, credit cards and loans. Customers can also access remittances, local instant transfers, foreign exchange, safe-deposit boxes and MPF services. Wealth and investment offerings include securities, funds, bonds, gold and structured investment products, alongside life and general insurance.

For companies, the bank provides corporate banking, deposits, payments, trade finance, cross-border cash management and lending, including SME, commercial, mortgage and overdraft facilities. It also offers corporate cards, merchant acquiring and business protection services. Cross-border solutions support trade and business needs connecting Hong Kong with mainland China and other markets. Digital services include personal and corporate online banking, mobile banking, remote account opening, electronic statements and e-cheques. Through affiliated Chong Hing Securities and Chong Hing Insurance, the bank also provides securities, futures and insurance services.