Chemmanur Credits and Investments Limited is a non-banking financial company headquartered in Thrissur, Kerala. Established in the NBFC sector in 2011, the company provides financial services through branches in Kerala, Tamil Nadu, and Karnataka. Its stated guiding principles are honesty, sincerity, and confidence, with a focus on developing innovative and progressive products and services.

The company’s core offering is gold loans, allowing customers to pledge gold ornaments or jewellery to access funds. It also provides microfinance loans for low-income and underserved communities, and business loans, including Gramin Shakthi Loans, to help individuals meet business needs or raise working capital. Customers can also send and receive money through its branch-based money transfer service. Chemmanur highlights a 24-hour gold loan branch in Thrissur Town, described as the first of its kind in the world. Alongside its financial products, the company provides online payment facilities and publishes investor information, financial results, disclosures, and company policies. Its registered office is located at Avenue Tower in East Fort, Thrissur.