Citrine & Gold is an independent Registered Investment Advisor based in Denver, Colorado, providing fiduciary financial guidance to individuals, families, and business owners. The firm’s approach centers on transparent advice, collaborative relationships, and strategies tailored to each client’s goals, circumstances, and values. Its services include comprehensive financial planning for cash flow, debt, investing, tax coordination, and major life milestones; retirement planning and income strategy; and investment management through diversified portfolios, ongoing monitoring, and structured rebalancing.

The firm also offers insurance planning and business services, including retirement planning, group benefits, and employee wellness support for entrepreneurs and business owners. Citrine & Gold works with families, young professionals, values-driven investors, and members of the LGBTQ+ community. Based in Denver’s Sunnyside neighborhood, the firm offers in-person meetings locally and virtual planning using secure technology for clients in locations where it is permitted to provide services.

Its fiduciary commitment means advice is intended to put clients’ interests first, with planning designed to support long-term financial independence and alignment with personal priorities