CLVR is a financial education and portfolio-understanding platform designed to make investing easier to follow, whether users are beginners or experienced investors. By connecting supported investment and banking accounts, including Trade Republic, Scalable Capital, Sparkasse and ING, users can view their assets and accounts in one place and see how their finances relate to personal goals such as retirement, buying a home or earning dividends.

The app explains portfolio figures and financial metrics in accessible language, provides analyses of diversification, performance, fees and investment behaviour, and offers context to help users assess their progress. Its AI assistant, Benji, answers questions about a user’s portfolio, ETFs, companies and financial measures using portfolio context and company data. CLVR also helps users explore and understand businesses and funds through explanations of business models, financial indicators, competitive advantages and related factors.

The company presents its tools as educational and descriptive, not as investment advice or buy-and-sell recommendations.