Personetics is a financial technology company that helps banks and other financial institutions build stronger customer relationships through AI-powered cognitive banking. Its platform serves hundreds of institutions across 30 global markets and reaches 150 million banking customers. By turning transaction data into financial insights, Personetics enables banks to deliver personalized guidance, support money management, and create more relevant digital experiences.

The platform includes Engage Suite, which provides customers with timely insights, recommendations, and savings opportunities through digital banking channels. Banking Console gives relationship managers tools to understand customer needs and engage proactively. Enterprise Studio allows bank teams to design and optimize experiences and campaigns, while the Cognitive Engine analyzes transaction data, spending, cash flow, goals, and financial relationships to generate contextual intelligence. The platform also includes AI governance capabilities and enterprise infrastructure for integrations, APIs, and banking operations.

Personetics works with financial institutions to help customers make informed financial decisions and pursue their goals, while supporting banks’ efforts to improve engagement, modernize services, and grow revenue.