Combined Benefits Administrators

CBA is an employee benefits broker and administrator that helps employers design, manage, and support health and benefit plans throughout the year. Rather than focusing only on placing a plan at renewal, CBA provides ongoing support across planning, administration, compliance, and employee service.

Its services include reviewing claims, developing cost strategies, preparing renewals months in advance, and managing enrollment, payroll integrations, eligibility, and carrier connections. CBA also tracks and files compliance requirements tailored to each employer’s plans, including ACA reporting, COBRA notices, Form 5500, and other applicable filings.

CBA supports a broad benefits package, including medical, dental, vision, life, disability, voluntary benefits, flexible spending accounts, and health savings accounts. Employees can contact a dedicated team for help with plan questions, claims, billing issues, coverage changes, and insurance cards. CBA works with carriers to resolve issues and keep payroll, benefits, compliance, and employee information aligned. The company serves organizations with complex benefits needs, including municipalities, schools, healthcare providers, hospitality businesses, construction employers, and multi-location or field-based workforces.