Compass Financial is an independent fiduciary financial planning firm serving individuals and families in greater Springfield, Missouri, and Bentonville, Arkansas, with virtual meetings available. Founded by financial advisor and owner Joe Fricke in 2018, the firm aims to build financial plans around clients’ lives and goals rather than specific products. Its team provides personalized guidance on investments, retirement planning, retirement income, and long-term financial decisions, coordinating these with tax strategies.

Compass Financial also offers personal and business tax planning and preparation, Medicare consulting to help clients understand coverage options and prepare for healthcare costs in retirement, and bookkeeping through QuickBooks ProAdvisor services. The firm emphasizes clear, transparent advice and explains options in accessible terms. Clients can meet advisors at the firm’s Springfield or Bentonville offices, or remotely by phone or video. Compass Financial also provides free online tools, including a tax liability calculator and a retirement preparedness evaluation, and hosts retirement planning events. Investment advisory services are offered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser.