Upgrade is a financial technology company that combines affordable personal loans and cards with free credit monitoring to help customers make informed financial decisions and build the future they desire. They believe that credit should be affordable and responsible, so they design all their credit, mobile banking, and payment products to give customers responsible options, keep them on track, and reward them along the way. In the past five years alone, Upgrade has made over $24 billion of credit available to their customers, and millions of families across America are now benefiting from their Upgrade Card, Loan, or Rewards Checking account.

With Upgrade, customers get more value than they would from a traditional bank, along with a superior experience. Upgrade offers a wide range of products and services, including personal loans, Upgrade Cards, Upgrade OneCard, Premier Savings, Rewards Checking, Auto Refinance, and Home Improvement loans. They also provide valuable resources and insights on Credit Health.

Upgrade's headquarters are in San Francisco, with service centers in Phoenix and Montreal, and regional offices in Atlanta and Orange County. They are committed to helping individuals move up financially and achieve their goals