CreditCheck4u

CreditCheck4u is a comparison and referral service that helps people identify recurring household expenses that may be reduced. The company offers a free, no-obligation review of credit card statements to look for potentially costly or unused services, then presents lower-cost alternatives where available. Its comparison areas include mobile phone plans, internet and television, electricity and gas, insurance, loans, loan refinancing, and mortgages.

The process begins with a name and phone number; customers can decide later whether to share statement details for the review. CreditCheck4u says it uses personal information only for the assessment, does not sell it, and will delete it upon request. Customers are free to decline any offer or switch providers only if they choose. The service is free to customers, and the company may receive a commission from participating providers when a customer decides to switch. CreditCheck4u does not provide credit, investment advice, or insurance brokerage; offers are made by authorized providers. It also says it handles comparisons and can assist customers through a chosen switch.