CREDIX

Credix is a Brazil-focused financial technology company that embeds credit, financing, and capital markets access into the operations of distributors, platforms, and marketplaces. Its services help businesses offer buyers payment terms at checkout and capture additional sales without taking on credit risk or tying up their own capital. Credix manages underwriting, funding, credit limits, payment processing, and collections, reducing the administrative work involved in extending B2B credit.

The platform offers three models: upfront payment advances, where Credix pays the seller at purchase and assumes the buyer’s credit risk; guaranteed payments, where Credix underwrites and funds purchases and pays the seller at maturity; and FIDC as a Service, which provides the technology and operations for businesses to run their own receivables fund while retaining the associated risk and returns. Credix connects through a modular API and offers integrations with major ERP systems. Its services include automated credit decisions, boleto issuance, collections, and receivables registration with CERC.