Danaku is an Indonesian online lending brand operated by PT Trust Teknologi Finansial, part of ANS Group, which focuses on expanding financial access, including for underserved communities and small businesses. The platform is licensed and supervised by Indonesia’s Financial Services Authority (OJK), under registration number KEP-30/D.05/2021.

Through its mobile app, Danaku offers unsecured personal loans for everyday expenses, small-business capital, and unexpected costs. Applicants can request up to Rp 51 million, choose a repayment period of one to six months, and complete the process online in five steps using an identity card and selfie for electronic verification. Approved funds are sent to the borrower’s bank account, with decisions generally provided within one working day. Danaku presents repayment schedules and costs transparently; final charges depend on risk assessment and the terms shown in the individual loan agreement.

The brand also provides loan simulations, customer support and complaint channels, and financial-literacy content.