DollarGPS is a personal finance app designed to help people make informed decisions, improve long-term wealth, reduce debt, and achieve life goals. It uses financial forecasting and an asset-liability management approach to project income, assets, expenses, liabilities, cash flow, and wealth over a 30-year period. Based on those projections, the app identifies potential improvements, such as using surplus funds, changing debt products or investment strategies, and planning ways to cover shortfalls or repay debt.

Users can set wealth targets and life goals, assess choices such as buying versus renting, and follow a financial roadmap with progress reports and informational prompts. Its forward-looking budget separates living expenses from debt payments, helping users see how spending decisions may affect future wealth and goals without requiring them to cut spending. People can try the app with prepopulated personas based on U.S. government household data before connecting accounts for more personalized results. DollarGPS says it does not sell financial products, manage users’ money, or earn lender referral fees or income from user data.