Ducat

Ducat is a personal finance app designed to help people understand their spending without complicated dashboards or excessive data. Created by Rahul Chowdhury, it makes expense tracking more deliberate: users describe a transaction in everyday language, and Ducat interprets, categorizes, and records it. Income can be logged too, while reports provide daily spending patterns, category breakdowns, and concise summaries to help users see where their money goes and make timely adjustments.

The app also helps users manage recurring costs. Add subscriptions to view upcoming payments in a seven-day timeline, receive reminders before renewals or free-trial endings, and review subscription spending over selected periods. Ducat compiles briefings from expense and subscription records, making key patterns easier to understand without digging through raw data. The iOS app offers a two-week free trial, followed by monthly or yearly plans, both cancellable at any time. Ducat says it does not sell users’ data to third parties and uses subscription revenue to operate and improve the service.