EBNY is an independent wealth management and insurance brokerage serving individuals and businesses from offices in Ridgewood and Chatham, New Jersey. Through EBNY Financial, the firm provides investment advice as a fiduciary, with the stated goal of helping clients create and preserve wealth. Services for individuals include wealth management, certified financial planning, and retirement planning. For businesses, EBNY offers corporate cash management, 401(k) and 403(b) retirement plans, and defined benefit and cash balance pension plans.

Through EBNY Insurance Services, the company provides employee benefits support and all-lines insurance brokerage. Its business services include coverage optimization and strategic plan design, streamlined benefits administration, and guidance on ancillary benefits. EBNY describes its insurance solutions as tailored and cost-effective, and says it draws on more than 20 years of experience to help clients navigate the insurance market. The firm presents its financial and insurance offerings as practical support for clients’ financial futures, business needs, and employee benefits. Investment advisory and securities services are offered through Osaic Wealth, Inc., a separately owned entity.