Eleos Life Insurance

Eleos is a digital insurance brand focused on helping people in the United States protect their income and the people who depend on them. Its online experience is designed to make insurance easier to understand, with plain-English guidance, instant answers, and licensed experts available by WhatsApp, email, or phone. Customers can answer a few questions, receive a quote, adjust coverage, and, if approved, activate a policy after making their first payment. Eleos says no medical exam is required.

The available life insurance options include term life coverage of up to $5 million for up to 30 years, and whole life coverage of up to $100,000 for life. Disability income insurance, which is described as coming soon, is intended to provide monthly payments while a policyholder recovers and cannot work. Accident insurance, also listed as coming soon, is designed to help with bills following an injury. Policies include free wellness perks and are issued by insurance companies, with Eleos acting as a licensed insurance producer representing multiple carriers.