Embrace is a pet insurance provider focused on helping pet parents manage veterinary costs and access care for their dogs and cats. With more than 18 years of experience, the company offers customizable insurance plans that reimburse up to 90% of eligible veterinary bills. Policyholders can visit any licensed veterinarian, including emergency and specialist clinics, without network restrictions.

Coverage options include illnesses, accidents and injuries, dental disease, and recurring or chronic conditions, subject to policy terms and exclusions. Embrace also offers an optional prescription medication plan and Wellness Rewards for routine expenses such as exams, vaccinations, parasite control, and dental cleanings. Customers can submit claims online or through the company’s app, with direct deposit available for approved reimbursements.

Embrace advertises fast claims processing and free 24/7 telehealth support. Its website provides quote tools, coverage information, FAQs, pet health resources, and access to claims and customer support. The company notes that pre-existing conditions are not covered, while distinguishing between curable and incurable conditions under its policies