EthiQal Medical Risk Protection

EthiQal is a South African provider of professional medical indemnity and risk protection for doctors and healthcare institutions. Its insurance is designed to protect medical professionals against allegations of wrongful practice and claims arising from errors, helping them safeguard their practices and continue caring for patients with confidence. EthiQal offers tailored cover, including comprehensive and claims-made policies, retroactive cover, and options for institutional protection. Policyholders can also access medico-legal support and advice from the company’s in-house clinical and legal teams, alongside risk management resources and guidance.

EthiQal’s additional services and initiatives include cyber cover for risks such as data breaches, cyber extortion, business interruption and electronic theft of funds. Its Recognition Programme enables eligible specialist clinicians in private practice to earn points and associated premium refunds. The company also provides educational resources, webinars, legal documents, ethical and regulatory guidance, case studies, and research and opinion content. EthiQal describes its approach as collaborative, with a commitment to supporting healthcare in South Africa through risk management solutions that protect practitioners, institutions and patients.