Falemos Finanzen provides financial advice in Portuguese for Brazilians living in Germany, helping clients understand the German financial system and plan for their future with greater clarity. Founded by financial consultant Julio Bernal, the service offers personalized guidance based on each client’s income, expenses, goals and circumstances. Its support covers retirement planning, including ways to supplement public pension benefits and assess potential tax advantages; essential insurance tailored to individual needs; and medium-term investments, including stock markets and private markets.

Falemos Finanzen also assists clients considering a first home in Germany, from evaluating affordability and required capital to navigating the process with experienced specialists. For business owners and growing companies, it offers corporate insurance and employee solutions such as workplace retirement plans and business health insurance. The advisory process includes reviewing a client’s finances, developing a tailored strategy, explaining and implementing suitable solutions, and providing ongoing follow-up as needs change.

Meetings are available by video call throughout Germany or in person in Dresden. The introductory conversation is free and without obligation