FAZ Cred, formerly known as CondoLivre, is a Brazilian digital credit brand focused on payroll-deductible loans for workers employed under Brazil’s CLT system. It offers an online application process, with customers able to simulate a loan on its website or contact the team through WhatsApp. Eligible applicants may receive up to R$20,000, subject to credit analysis, with repayment terms of up to 48 months and advertised rates starting at 2.

59% per month. Loan installments are deducted directly from the borrower’s salary, and approved funds are sent by PIX. The company says applications can be completed by mobile phone without opening a bank account, and that people with negative credit records may also apply, subject to assessment.

FAZ Cred provides information about payroll loans through its blog and FAQ, covering eligibility, repayment, costs, and borrower considerations. It also explains how customers can access worker-credit proposals through Brazil’s Digital Work Card app, in partnership with QI Tech. Its service is presented as fully digital, with customer support available online and by WhatsApp