Fontana Financial Services is a fiduciary financial planning firm based in Pittsburgh, Pennsylvania, serving retirees across the United States. Founded by Tony Fontana, the firm focuses on the transition from saving for retirement to turning accumulated assets into reliable income. Its approach emphasizes clear explanations, transparent advice, and strategies tailored to each client’s goals.

The firm’s Pension Plan 2.0 is a retirement income planning approach designed to help clients create protected, tax-efficient income intended to last throughout retirement. Services include retirement income planning, investment management, Social Security claiming strategies, tax-efficient withdrawal and distribution planning, and protection from market volatility. Fontana Financial Services also addresses longevity, inflation, tax-rate, and market risks, alongside legacy and estate coordination, healthcare, and long-term care planning.

The process begins with a discovery call, followed by an evaluation of the client’s financial picture and, where appropriate, a personalized strategy. The firm also provides access to an income calculator that illustrates potential guaranteed lifetime income using current carrier figures.