Financial Resources is an independent wealth management firm serving individuals and families in the New Jersey and New York tri-state area for more than 25 years. The firm emphasizes unbiased, transparent advice and says it acts in clients’ best interests, without using proprietary products, hedge funds, or other risky investment options. Its services include wealth management, estate planning, investment planning, retirement planning, and insurance.

Financial Resources uses a four-step process: gathering information about a client’s financial situation and goals, presenting a customized plan, implementing agreed recommendations, and monitoring and refining strategies over time. The firm offers flat-fee, hourly-fee, and commission-based pricing, and begins with a complimentary consultation. It also provides financial literacy workshops for people in nonprofit and education communities, covering topics such as plan costs, surrender charges, and contributions.

Tools including eMoney and Riskalyze support its planning and risk-tolerance discussions. Based in Somerville, New Jersey, Financial Resources also works with strategic partners to develop investment portfolios aligned with clients’ goals, needs, and risk tolerance