FinDost AI is a financial planning and cash-flow tool built for Pakistani shops, small businesses, enterprises, households, and students. Its digital khata brings sales, expenses, customer credit, and supplier credit together, while keeping revenue distinct from cash. Users can enter records manually or import bank and wallet statements through CSV files, with validation and duplicate checks.

FinDost turns recorded bills, invoices, and spending patterns into a daily 30-day cash forecast, highlighting projected shortages, overdue payments, reserve risks, and unusual entries. Its shock simulator lets users explore scenarios such as falling sales, floods, price increases, or late customer payments, then compare recovery options including collecting debts, renegotiating terms, delaying spending, or cutting costs. Additional features include budgets versus actuals, savings goals, inventory insights, approvals, team roles, and printable reports.

An English and Urdu copilot explains figures calculated by FinDost’s own engine; AI assistance is optional and consent-based. Designed around Pakistani currency and lakh/crore summaries, the service requires no bank passwords. Forecasts are estimates and provide decision support, not financial advice.