Finom

Finom provides digital business finance services for freelancers, self-employed professionals, startups, and companies of different sizes. Its offering combines a business account with tools for payments, bookkeeping, invoicing, and expense management, accessible through desktop and mobile apps. Eligible customers can receive a German IBAN, issue physical and virtual Visa debit cards for themselves and their teams, make international transfers in more than 17 currencies, and access ATM withdrawals subject to plan limits.

The platform also supports bookkeeping tasks such as scanning and matching receipts, creating invoices, categorizing transactions, calculating VAT, and preparing tax-related reports. Integrations with more than 50 accounting tools help users store and export documents and synchronize invoices and receipts. Finom advertises promotional interest on euro balances and cashback on eligible spending, with benefits depending on applicable terms or subscription plans.

Higher-tier options include travel-related perks such as airport lounge access and global eSIMs. The company also highlights customer support seven days a week and security measures including passkeys, 3D Secure, and EU-hosted servers