First Capital Federal Credit Union is a member-focused financial institution committed to supporting members’ financial well-being and giving back to its community. It offers a broad range of personal and business banking services, including checking and savings accounts, money market accounts, share certificates, retirement accounts, debit and credit cards, and youth savings programs. Members can access personal loans for vehicles, recreational vehicles, home equity, credit building, and other needs, as well as mortgages and private student loans. Business customers can choose from checking and savings accounts, certificates, credit cards, and financing for commercial real estate, equipment, vehicles, and working capital.

Digital and in-person services include online and mobile banking, bill pay, mobile check deposit, eStatements, telephone banking, and surcharge-free ATMs. The credit union also provides financial calculators, educational seminars, scholarships, youth programs, and security resources. Member benefits include FirstCapital Star Rewards, special offers, and community events. First Capital highlights competitive rates, prompt local business-loan decisions, and partnerships with schools.