First Carolina Bank is a premier community financial services institution with a strong presence in the Carolinas, Virginia, and Georgia. With its headquarters in Rocky Mount, NC, and eight additional branches spread across the region, the bank offers a range of products and services to meet the financial needs of individuals and businesses. For businesses, First Carolina Bank provides commercial financing, commercial real estate, credit cards, online banking, remote deposit capture, treasury management, and merchant services.

Personal banking customers can take advantage of deposit accounts such as checking, savings, money market, and certificates of deposit. The bank also offers consumer loans, credit cards, online banking, and bill pay services. Additionally, First Carolina Bank provides wealth management services through its trust division, First Carolina Wealth, and in partnership with Capital Investment Companies.

With a focus on building extensive community relationships, the bank takes pride in hiring highly capable, experienced, and personable personnel. They offer both electronic transactions and high-touch personal service in client homes or offices. With a service-first approach, First Carolina Bank prioritizes local assistance from their team over a 1-800 help line.

As one of the top banks in terms of asset quality, tangible common equity, and efficiency ratio, First Carolina Bank is known for its commitment to providing excellent financial services to its customers. Whether you prefer to connect in person or online, their nine branch locations and service model enable them to serve a wide range of counties across their four-state footprint