First Responders Financial is a financial planning resource serving members of Florida’s Municipal and Florida Retirement System (FRS), including teachers, firefighters, police officers, and employees of other FRS agencies. Built around the questions public-sector workers face as they plan for retirement, the brand offers guidance on understanding pension and retirement benefits and preparing for life after service. Its services include retirement planning with Roth, traditional, and rollover IRAs; fixed and variable annuities; managed accounts; life insurance; and long-term care insurance.

The website also shares educational information about topics such as deferred compensation plans, DROP accounts, health insurance subsidies, retirement eligibility, and benefit rules. First Responders Financial offers books about Florida pensions and the FRS, along with a calendar of events and resources organized for different employee groups. The firm states that securities and investment advisory services are offered through Osaic Wealth, Inc., a FINRA/SIPC member, and notes that its materials are not affiliated with or endorsed by the Florida Retirement System