FiWheels is a fee-only fiduciary financial planning and investment management firm based in Prescott, Arizona. Founded by Chris Oswalt, an enrolled agent and certified financial planner, the firm aims to help clients use their money to support greater financial freedom. FiWheels serves people with retirement accounts such as traditional or Roth IRAs, as well as clients who may also have workplace retirement plans, taxable investments, or proceeds from an inheritance, asset sale, settlement, lottery winnings, or sports contract.

Its services combine financial analysis, investment management, and tax-aware planning. FiWheels says it begins its analysis with a client’s tax return, manages investments in house, and coordinates trading, income planning, Roth conversions, and asset and income location strategies. Clients also receive an annual tax review and a planning letter for their tax preparer. The firm describes its approach as using practical guardrails rather than hypothetical simulations. Financial planning is priced monthly, with separate rates for couples and individuals; the planning fee is waived for investment management clients.